Finance

Now You Can Own Your Dream Smart Phone in Just One Click!

Technological development has made smart phones smarter with high-tech features. Phones are now available with high-end screen resolutions and increased storage capacity. Furthermore, camera quality in smart phones is amazing and comparable to DSLRs. However, you need to shell out a premium price for these high-end features.

Here is a list of 10 smart phones offering excellent features and performance.

  1. Apple iPhone 7 Plus

This model provides dual camera setup and is powered by the new Apple A10 chip. It is very fast with the addition of the non-tactile home button. The device is water-resistant, dustproof and has an improved battery life.

  1. Google Pixel XL

It is powered with Qualcomm Snapdragon 821with an inbuilt high-end camera. The 5.5-inch screen offers excellent display and is available in a 2K super display.

  1. Samsung Galaxy S8

The model uses Exynos 8895 chipset for faster performance.It is completely waterproof and offers sufficient RAM and storage capabilities.

  1. Samsung Galaxy S8+

The Galaxy S8+ comes with a 6.2-inch display and QHD resolution. The AMOLED panel offers the phone an attractive appearance. The Exynos 8895 chipset provides smooth and fast functioning to this model.

  1. Apple iPhone 7

The smart phone comes with the latest Apple A10 chip and non-tactile home button. It offers improved battery life and includes stereo speakers.

  1. LG G6

This flagship product from LG uses Snapdragon 821 as the operating system (OS). It is compact and user-friendly. It is also available with a dual camera setup.

  1. Samsung Galaxy S7 Edge

This metal and glass design model iswaterproof. It uses the Exynos 8890 SoC and features a 5.5-inch AMOLED display. It also has a 3000mAh long-lasting battery.

  1. Sony Xperia XZs

The latest Sony smart phone is capable of shooting slow motion videos at 960fps. The Xperia XZs operates on Snapdragon 820. Its 19-megapixel camera captures excellent shots.

  1. OnePlus 3T

It is an all metal design and is powered by Snapdragon 821. The 16MP rear camera offers OIS support as well as PDAF. The phone works for an entire day with a single charge of the battery.

  1. Moto Z

It operates on Qualcomm Snapdragon 820 SoC. You may use Hasselblad mod for additional zoom capability. For better audio performance, you may attach the JBL Soundboost to this phone.

You may be thinking to buy one of the aforementioned smart phones using your credit card. However, consumer durable loans(CDLs) offered by banks andnon-banking financial companies (NBFCs) like Capital First are a better option. When you swipe your credit card for your purchase, you will reduce the available credit limit. Furthermore, you may pay a higher finance charge making it costlier. These limitations are avoidable by opting for CDLs that enable you to buy phones without a credit card.

Lenders provide up to INR 5 lakh as CDLs. The borrowed amount is repayable in Equated Monthly Installments (EMIs), which ensures you do not face any financial trouble while servicing the loan. Moreover, when you buy a phone on
EMI
by availing of a CDL, youmay repay the loan over a period of two years. This provides flexibility and reduces your EMI amount significantly.

For added convenience, you could also apply for a CDLonline andpurchase the latest mobile on EMI without needing the entire amount upfront.

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